Site Usage Notice

By using this web site, you agree to the following terms and conditions.

Your Privacy

Except as may be required by law, any personal information you provide to us or that we may collect about your use of this site will not be divulged, sold, loaned or otherwise transferred.

Restrictions of Use and Copyright Notice

Contents of this web site, except as provided by other parties under separate agreement and used herein with permission, are the exclusive copyright of Impartial Insurance Advisor, and may not be altered, copied, distributed, republished or transmitted, by any means or for any purpose without prior written consent. You are permitted to link to, quote and re-post contents of the Blog and Articles sections of this site provided the content is attributed to Impartial Insurance Advisor and/or the author of the blog post or article. Any other unauthorized modification of and/or use of the contents of this web site is a violation of copyright and intellectual property rights according to the laws of the United States of America and international treaty. Please contact us if you have other usage requests.

Trademark Notice

Impartial Insurance Advisor is a trademark of Cave Inc. All rights are reserved. All other trademarks appearing throughout this site belong to their respective owners.

Restriction of Liability

Impartial Insurance Advisor will not be liable for any damage or injury caused by, including but not limited to, the content of this site, the use of or the inability to use this web site, or any failure of performance, error, omission, or delay in the operation of this web site for any reason. Your use of this site is entirely voluntary. By visiting and using this site, you irrevocably agree to hold harmless Impartial Insurance Advisor, Cave Inc. and its members, agents and assigns from any liability whatsoever.

Hyperlinks Notice

Reasonable care is employed when links to other sites are provided within this web site. Linked sites are not maintained by or related to Impartial Insurance Advisor are provided solely as a courtesy, and are not sponsored by or affiliated with Impartial Insurance Advisor or this web site unless otherwise specifically noted. Impartial Insurance Advisor is not responsible for the content of linked sites.


Except by prior written agreement, any review, article, suggestion or other material (collectively, the “submission”) not part of personal identity information transmitted to this site shall constitute and confer permission to Impartial Insurance Advisor and its assigns to use the submission in perpetuity without limitation and without compensation to you. You acknowledge that you are responsible for any submission you make.

Governing Law

These terms and conditions will be governed and interpreted pursuant to the laws of the State of Georgia, United States of America, and as applicable regarding copyright and intellectual property rights, the laws of the United States of America and international treaty. Should any portion of these terms and conditions be deemed unenforceable, the remaining terms and conditions will continue to remain in effect and be binding.

Acceptance of Terms and Conditions

Your access to and use of this site is subject to the above terms and conditions. By using this site, you accept, without limitation or qualification, these terms and conditions. At any time, these terms and conditions and any other terms or content of this web site may be revised. You are bound by such revisions and should, therefore, review the terms and conditions periodically to which you are bound, but under no circumstances will your failure to do so suspend the terms and conditions.