Life Insurance Check-Up
Expert Life Insurance Counsel Unbiased by Sales Commissions
The Life Insurance Check-Up is an alternate source of counsel in an area where there is a strong temptation for commissions to influence advice. Receiving no compensation, directly or indirectly from insurance companies, assures your best interests are our only priority.
What Questions Does A Life Insurance Check-Up Answer?
Do you have the right type: term or cash-value? Do you have the appropriate amount of life insurance in light of other assets and liabilities? What is your rate of return on cash value life insurance policies? How do your life insurance policies stack up against alternative investments? Are there better uses of life insurance premiums for your family’s welfare?
How Much Could An Impartial Insurance Advisor Check-Up Save Me?
It is common for people to save substantial percentages of current premium outlays (sometimes due to over insuring and sometimes due to improved value). These can then be reallocated to emergency savings, long-term investing and generous giving. (Most recent two clients: one saved 50% annually while the other $200+/month.)
How Much Does An Impartial Insurance Advisor Life Insurance Check-Up Cost?
Cost of services: this is a function of time and savings realized for you. A typical charge is $350 for a check-up or $125 per hour for more complex situations. In all cases we are very sensitive that charges be covered by savings and we will provide a more accurate estimate of your fee after we know more about your circumstances.
Our Guarantee
We guarantee your savings will offset your fee within 18 months (50+% return on your money); the average recovery time is less than a year.
Why Should I Get A Life Insurance Check-Up?
To assure you are spending premiums dollars optimally and because it offers a significant after-tax return on investment – savings you realize compared to cost of the service – which far exceeds other investment options.
What’s The Process?
Most Life Insurance Check-ups can be completed within a week or so but could take longer depending on the number and complexity of your insurance policies.
- Complete the life insurance check-up questionnaire: It’s ideal that the form be completed since the best insurance decisions are always made in context.
- We will contact you to schedule a phone consultation at your convenience.
- Submit current or proposed insurance policies.
- We will provide detailed analysis, specific recommendations and guidance.