The way most people buy life insurance is a recipe for poor results. It violates two clear principles of successful decision-making commended in Proverbs 24:6. “By wise guidance you will wage war and in an abundance of counselors there is victory.” Notice two dominant adjectives: wise and abundance. In other words get a second opinion… but be sure it’s wise. Continue reading
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I just finished a case that started as a call to the radio show, Money Wise. This listener’s agent encouraged him to replace a whole life cash with a new term policy and put the $45k cash value in an … Continue reading
One purpose of IIA is to shine light on deceptive sales practices in the insurance industry in order to help consumers spend their premium dollars more efficiently. After my last two cases I can say what is the most frequently … Continue reading
Mike Cave has firsthand experience as a career insurance agent for 15 years from 1978 until 1993. He knows how to get good insurance value in the marketplace. Read More »