Impartial Insurance Advisor is a professional service for those who currently own or are considering the purchase of life, disability, or long-term care insurance, or an annuity, and want an independent opinion from someone not paid by commission.

The fee is one time. The savings/improvement is ongoing.

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Defined-benefit Pension Plan Survivorship Elections; Disguised Life Insurance at Retirement

All participants of defined-benefit pension plans, the type that at retirement pays a monthly income for life regardless of stock market fluctuations or how long you live, will have to make a life insurance decision upon retirement. It may not look like life insurance but that’s what it boils down to. You don’t pay a premium as you do with life insurance; instead … [Read More...]